About HomeSec Business Finance
The private lending experts. Lending our own money since 2004.
HomeSec Business Finance is a private business lender, lending since 2004, with its New Zealand office at 152 Fanshawe Street, Auckland. We fund the majority of our loans from our own balance sheet — and on some, we invite a small group of wholesale investors to co-fund alongside us.
An introduction from the CEO
“It works week after week, month after month, year after year — as it has since 2004.”
My name is Paul Stone. I'm the Joint CEO and founder of HomeSec Business Finance. Jason Brockmuller, our other Joint CEO, and I are proud of the reputation and the lending track record we've built — and we're both still involved in the decision on every loan we fund.
Investing with us is simple on purpose. You choose which loans to fund. We do the due diligence on every application and put it together in a pack for you to assess yourself. If you like a loan, we prepare the loan agreement in your name, the borrower signs with their own lawyer, and the mortgage is registered with you on it before the loan settles.
You are not left wondering how things work, and your return on investment — or the security of your funds — isn't dependent on a whole heap of things going exactly right. That's the point.
We also put our own money into every loan we offer to investors. If we wouldn't lend our own capital on it, we won't ask you to.
Paul Stone
Joint CEO & Founder
What makes us different
Experience you can't shortcut.
New Zealand-wide lending from Auckland
From our Auckland office we lend right across New Zealand, in the cities and the regions. We know which properties sell, and we don't take unnecessary risks on unusual properties or ones that would be slow to sell.
Straightforward loans only
Business loans of typically 1 to 12 months, up to NZ$1 million, secured by registered first and second mortgages. A maximum 80% LVR on residential, lower on commercial. No construction. No development.
Our money in every deal
Most of our lending is funded from our own balance sheet. When we invite co-funders, our capital sits in the same loan, on the same mortgage, as theirs.
A 50-point due diligence checklist
Every loan is assessed against it before it's approved — let alone offered to an investor. Both joint CEOs are involved in every decision.
A clear legal process, and specialist lawyers
Every mortgage is registered on the title and enforceable through the New Zealand courts. If a borrower defaults, the Property Law Act 2007 sets out the mortgagee sale process, and we manage it with specialist lawyers.
Part of a group lending since 2004
HomeSec Business Finance was founded in 2004 and today lends in Australia and New Zealand. The same leadership and the same lending discipline sit behind every loan, on both sides of the Tasman.
Leadership
The people who review every loan.
Paul Stone
Joint CEO & Founder
Founded HomeSec Business Finance in 2004 and wrote its first private business loan. Involved in every loan decision since.
LinkedIn
Jason Brockmuller
Joint CEO
Runs credit policy and the second-mortgage book. With HomeSec since 2008 and involved in every loan decision.
LinkedIn
Catriona Anderson
Group General Manager
Signs off every credit decision the team writes. With HomeSec since 2005.
LinkedInCompany details
- Company
- HomeSec Business Finance Limited
- NZBN
- 9429047936010
- Founded
- 2004, by Paul Stone (the HomeSec group)
- Office
- 152 Fanshawe Street, Auckland 1010
- Investor enquiries
- 09 888 6550 · 7 days
- Borrowers
- homesec.co.nz
Wholesale & eligible investors
Come and co-fund with us
Register your interest and our Funding Manager will be in touch during business hours — usually for a short call or Zoom to understand what you're looking for. No obligation, and you never have to take a loan you don't like.